Business FX and Foreign Exchange

Foreign exchange built around your business

A market leading FX service for businesses making international payments. Work with a dedicated FX specialist who understands your business inside out, not just the market.

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Tailored business foreign exchange, built around your company.

Business FX solutions that match your international payment flows, multi-currency revenue and the way your company operates. Managing FX takes more than good exchange rates. It takes the right people, clear costs, and a way to plan ahead, that's what we help you put in place.

Dedicated FX specialist

Dedicated FX specialist

Every business operates differently. Work with a dedicated FX specialist who tailors the service around how you operate, not a self-serve screen.

Rate certainty on future payments

Rate certainty on future payments

Plan ahead with confidence. Lock in a rate for a known future payment, so you know your costs in advance and aren't exposed to currency movements.

Seamless cross-currency payments

Seamless cross-currency payments

Send and receive across currencies through one platform. Cross-border payments become simpler to manage and reconcile.

Clear, upfront pricing

Clear, upfront pricing

Know your costs upfront, before you transact. Clear, upfront pricing means no surprises afterwards.

Business FX solutions that work together

From holding funds in multiple currencies to moving high volumes across borders, our FX solutions work together to match your international payment flows and multi-currency revenue.

World map with multiple country flags, representing global payment reach

Multi-currency business accounts

Hold, receive and send funds across 40+ currencies without forcing costly conversions on every transaction.

Batch payment being submitted through ibanq

Mass payments

Automate error-free batch payments and send high volumes of cross-border payments in a single batch, in the currencies your suppliers and teams are paid in.

FX designed for cross-border business

Every business has different FX requirements. From one-off supplier payments to regular business FX payments, we support businesses operating internationally with a tailored approach.

Paying international suppliers

Pay international suppliers and vendors with ease. Secure competitive exchange rates while minimising costs and reducing exposure to currency fluctuations.

Managing global payroll  

Pay international teams and contractors without surprises. Secure competitive rates and gain cost certainty across multiple jurisdictions.

Expanding into new markets  

Expand into new markets with confidence. A robust FX strategy helps protect profits from volatility as you make big moves.

Completing acquisitions and capital transfers 

Move large, complex transactions with confidence. Whether acquiring a company or transferring capital between subsidiaries, we're a safe pair of hands.

Ready to talk to an FX specialist about your business?

Tell us how you make cross border payments and we'll build the right FX approach around it.
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How fixing a rate protects your budget

A forward contract lets you lock in a rate for a known future payment, so you can plan with certainty. It fixes your cost both ways: you're protected from adverse moves, but won't benefit if the rate moves in your favour.

The example below shows how currency movements can change the cost of a future payment. Figures are illustrative only and don't reflect live rates. A forward is one of several FX products we offer, so explore our full range of FX solutions.

Receive supplier invoice

After placing an order with an international supplier, you receive your final invoice, amounting to

$3,000,000

Set aside budget to pay invoice

At today's rate of £1 = $1.27, the amount you'd need to settle the $3,000,000 invoice is (**excluding applicable fees and charges)

£2,362,205**

How currency movements change the cost

The following day, new trade tariffs are announced and the rate falls to £1 = $1.24. That's an increase of over £57,000 on the same invoice, driven purely by the currency movement. The cost to settle is now

£2,419,355**

Fix your rate in advance

Working with a dedicated FX specialist, you can lock in a rate with a forward contract, so you always know what you're paying. Small currency movements can have a real financial impact, and fixing your rate protects you from a swing like the one above, of over

£2,362,205**
Anthony Morkos Finance Director at IFX Payments

Navigating currency volatility, together.

Currency movements can have a real impact on cross-border businesses. Having someone who understands your operations, and helps you plan around them, makes a genuine difference.

Every client works with a dedicated FX specialist. Not a call centre or a chatbot, but someone who takes the time to understand how your business trades and supports you as your needs change.

Also for life's big moments 

From buying a home overseas to managing significant international transfers, we support private clients through the moments that matter, with a dedicated specialist by your side.

  • Buying or selling property abroad  

  • Funding overseas investments or ventures
  • Managing large or complex international transfers
  • Relocating or retiring overseas
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Let's talk about your business FX needs

You've seen how we support businesses trading across currencies. Tell us how your business operates and a dedicated FX specialist will be in touch to talk through the right approach for you.

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