Hold, send and receive across 40+ currencies from one account, built for businesses trading across borders. Get local payment routes, real-time visibility, and a dedicated relationship manager from day one.
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Hold and move money across 40+ currencies, with the account structure, local routes and controls that complex operations rely on. Each capability is built into one platform, with a dedicated relationship manager on hand as you set it up.
Keep balances in the currencies you trade in, with a real-time view of every one.
Receive through local payment routes across major markets, so partners deal with you as a local account.
Dedicated IBANs in your business name across your balances.
Separate funds by client, entity or purpose, with clean reconciliation built in.
Send via SWIFT, SEPA and Faster Payments from one platform.
Set team access and account controls to keep operations tight.
Mass-market platforms are built for volume and self-serve. We're built for businesses that need more: complex, cross-border operations, and those whose needs don't fit a conventional risk model. Every client gets specialist onboarding and a dedicated relationship manager who understands how you operate, not a chatbot, and backs you for the long term. FCA-regulated as an e-money institution, with funds safeguarded by Tier 1 banking partners.
Hold, send and receive across 40+ currencies from a single multi-currency business account. Make and collect multi-currency payments through local routes and major global rails, with real-time visibility across every balance.
Our in-house experts have years of experience helping businesses navigate complex, cross-border payments. Here’s how we streamline that process.
IFX is an e-money institution providing payment services and foreign exchange solutions for businesses. We offer clients payment accounts that allow them to hold, send, and receive funds in multiple currencies.
While our services may offer similar functionalities to those of a bank, such as multi-currency accounts and international payments, IFX does not provide banking services like cards, current accounts, or loans. As a specialised provider, we focus on delivering flexible international payment solutions, faster service, and competitive rates—helping businesses manage cross-border transactions without the delays and restrictions sometimes associated with traditional providers.
A multi-currency business account lets your company hold, send, and receive money in multiple currencies in one place. It’s ideal if you work with international clients or suppliers because it saves you having to set up and manage multiple international bank accounts. Our solution can also help you mitigate the risk of exchange rate volatility, as you don’t have to convert currencies every time you receive funds.
IFX supports currencies including USD, EUR, JPY, GBP, AUD, CAD, CHF, CNY, HKD, NZD and more.
Multi-currency payment processing lets you accept payments in different currencies from customers around the world. Instead of forcing your customers to pay in just one currency (like GBP), they can pay in their local currency, whether that’s USD, EUR, AED, or something else. This helps improve customer experience and control when and how you convert funds back to your home currency.
Whether you choose a bank or a specialist service provider depends on how your business uses international payments. If you only send money abroad occasionally, a traditional bank might do the job. But banks could be restricted to just a few currencies (GBP, USD, EUR), each account will have a separate IBAN, and moving money from one to the other can be time-consuming and incur additional FX charges.
So, if you’re regularly paying overseas suppliers or receiving funds from clients in different countries, a specialist provider (like IFX) usually makes more sense. You may benefit from greater flexibility, competitive rates, and potentially quicker account setup. Our Multi-Currency Accounts are built for businesses that want control over when and how they convert currencies. You can hold balances in multiple currencies, pay and receive internationally, and avoid unnecessary conversion fees.
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You've seen how a multi-currency business account can support your international operations. Share a few details and our team will be in touch to explore the right account setup for your currency flows and goals.
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